Thank you for taking the time to visit the Dime
Savings Bank web site. The Internet offers
the potential for safe, convenient new ways to shop for
financial services and conduct banking business, any day, any
time. However, we understand that you may be concerned about
the privacy of information you provide to us or that is
generated as a result of your visit. Be assured that we are
committed to your financial well being and protecting the
privacy and security of your confidential information. To address these issues,
Dime Bank has instituted the
following privacy policy.
Your Personal Information: Personal Information includes all
of the personal information you provide us both electronically
and in hard copy. Information is collected when you bank on or
off-line, use our online bill paying services, apply for
products and services, send us an e-mail or use various
calculators, planners or questionnaires on our web site. This
information may include: your name; address; social security
number; assets and income; products you are interested in or
use; your transactions with us, such as your account balance
and loan payment history; information received from consumer
reporting agencies, such as your creditworthiness and credit
history; your e-mail address, Internet Service Provider, the web browser you use, and the
content of any sent or received cookie.
Our Use of Your Personal Information: Dime Bank will use the information obtained about you to
properly identify you, to maintain accurate account balance
information, to help us provide you with efficient customer
service and the products and services you request. This
information also assists us in designing and improving our
products and services to address your specific needs.
We may disclose some information about you to companies that
perform marketing services on our behalf or to other financial
institutions with whom we have joint marketing agreements to
provide products and services that we do not offer. Companies
that perform business operations for us, such as check
printing, are provided with only the information necessary for
them to perform the specific function. Dime Bank is extremely selective in choosing and
contracting with these second parties and requires them to
adhere to the same privacy and security standards as we do.
We also will release information about you when legally
required to do so (i.e., in response to a subpoena or court
order) or to prevent fraud.
Security of Your Personal Information: Dime Bank
continually updates and improves the physical, electronic, and
procedural safeguards required to comply with all federal,
state and industry standards to protect the security of your
personal information.
All employees are required to agree in writing to protect the
confidentiality of customer data and to use it only for Bank
purposes. We restrict access to your personal and account
information to those employees who need to know that
information to provide products or services to you.
The Internet is a public network. Therefore, it is important
to learn how you can safeguard your banking information,
credit card numbers, Social Security Number and other personal
data. Also to learn about and take advantage of security
features.
Some examples are:
- Encryption is the process of scrambling
private information to prevent unauthorized access. To show
that your transmission is encrypted, some browsers display a
small icon on your screen that looks like a "lock"
or a "key" whenever your conduct secure transactions
online. Avoid sending sensitive information, such as account
numbers, through unsecured e-mail.
- Passwords, access codes
or personal identification numbers (PINs) should be used when
accessing an account online. Your password should be unique to
you and you should change it regularly. Do not use birth dates
or other numbers or words that may be easy for others to
guess. NEVER GIVE YOUR PASSWORD (S), ACCESS CODES (S) OR PIN (S) TO ANYONE.
- General security over your personal computer such
as virus protection and physical access controls should be
used and updated regularly. Contact your hardware and software
suppliers or Internet service provider to ensure you have the
latest in security updates.
Links to Other Sites: As an added convenience to our customers,
we may offer online links to merchants, retail stores, travel
agents and other non financial sites. Please remember that an outside web site may not be secure and the company’s products and services may not be insured
by the FDIC.
We cannot guarantee
your privacy or the products and services. As in everyday
business, before you order a product or service online, make
sure you are comfortable with the reputation of the company
making the offer. Only then should you release any personal
information such as your account number, social security
number or credit card or debit card number.
Children' Information: Dime makes every effort to comply
with the Children's Online Privacy Protection Act. We do not
knowingly collect or retain personally identifiable information
from customers under the age of 13.
Maintaining the Accuracy of your Information: Dime
Bank has procedures in place to insure that
your personal information is accurately recorded and
maintained and that any inaccurate or incomplete information
is corrected in a timely manner.
"If you have any reason to believe that your personal
information is incorrect, please e-mail us by using the
channels provided to you on our
Contact Us
page.
Please Note: Only deposit accounts offered through Dime
Savings Bank are eligible for FDIC insurance
coverage. Non deposit investment and insurance products, such
as mutual funds, stocks, annuities and life insurance policies
that may be sold through this web site or at a Bank branch
location, are not FDIC-insured, are not guaranteed by the
Bank, and may lose value.
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